Simmer ingredients until smooth and creamy, stirring constantly.
Top with something yummy! Maybe ice cream or...caramel... pears, apples or bananas.
Bring topping ingredients to a boil and simmer until it starts to thicken. Add 2 c. sliced or diced fruit, bring to a boil and simmer until tender. Adding a bit of cinnamon, vanilla, rum or brandy is nice.